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All change for retirement (July 2015)

With effect from April 2016 the old state pension system of Basic State Pension, State Second Pension and Serps will be abolished.  It will be replaced with the new Single Tier State Pension.  Subject to qualifying years, everyone will receive the same amount,...

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Auto Enrolment (16 June 2015)

16 JUN 15 With our first pension auto enrolment clients staging date approaching I was looking at what effect the decisions an employer can make can have. All employers will have a staging date and all employers will be able to defer the date of auto enrolment by up...

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Auto Enrolment (June 2015)

For those that don’t know, Pension Auto Enrolment will involve all businesses that employ anybody to a greater or lesser extent. It will impose duties on employers of eligible staff, including enrolling them into a workplace pension scheme and making contributions to...

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HM Revenue and Customs ‘connecting’ the dots (May 2015)

In 2010 HM Revenue and Customs spent £45million on a database which collates information from various public and private sources, such as banks, Land Registry, local councils, social media and the Legal Aid Agency.  Five years later and it is now reported to store...

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Business Rates for Farmers (May 2015)

Not as odd as it first may seem if the structure of your business extends beyond agriculture or the ownership splits out various different enterprises.  Farm buildings and agricultural land are exempt from business rates.  But, and it’s a big but, the buildings must...

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Tax breaks for the committed (April 2015)

Being married is once again offering income tax breaks.  And for married couples I am including civil partners. We are familiar with being able to move our assets to our spouses without incurring capital gains tax or inheritance tax (subject to the non-domiciled...

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